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For Home Sellers:
Why Sellers Choose Erica Chouinard - Why home sellers in Highlands Ranch, Parker and Denver choose Erica Chouinard. Free Presentation - Free in-home listings presentation on marketing your Highlands Ranch, Parker and Denver, in Denver,Douglas County Colorado property. Property Valuation - How much is your Highlands Ranch, Parker and Denver home worth? What Did That Home Sell For? - What did that Highlands Ranch, Parker and Denver, Colorado property or other real estate sell for? FSBO - Selling your Highlands Ranch, Parker and Denver real estate on your own? Go to Main Sitemap - Main sitemap sections include Find Highlands Ranch, Parker and Denver Homes, For Home Buyers, For Home Sellers, Highlands Ranch, Parker and Denver Information, Real Estate Resources, and About Erica Chouinard.
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Financing Your Home >Balloon Mortgages
In loan terminology a "balloon" is the unpaid loan balance that must be paid in full on a specified due date. Federal savings and loan associations are permitted to make balloon mortgages with as little as five percent down and monthly payments that are smaller than the amount needed to fully amortize the debt. On the due date, which may be only a few years after the loan was made, the balance must be paid off or the loan must be renegotiated. Balloon borrowers must be cautious and plan carefully to avoid overlooking balloon payment obligations. It is easy to be lulled into complacency by the easy monthly payment terms.
Today's complex economics have produced a wide variety of options for potential borrowers, who are often surprised by how much house they can afford to buy. Loan approval is ultimately in the lender's hands, but your real estate agent can help you to determine your real buying power.
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Originally incorporated under the name Georgiana, what is the oldest incorporated city in the United States?
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York, Maine, which received an English charter in March 1642, is the oldest incorporated city in the U.S. |
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Erica Chouinard
Coldwell Banker Residential Brokerage
8490 E. Crescent Parkway
Greenwood Village, CO 80111
Direct Cell: 720-233-6481
Fax: 720-221-0661
Office: 303-409-1300 ext 1226
My Assistant, Lisa: 303-671-1387
Direct Email: Erica@DenverCoHomes.com
My Assistant's Emal: Lisa@DenverCoHomes.com
When I first began my real estate career in 2001, I saw it as an opportunity to work with all kinds of people while helping them during one of the most important decisions in their lives, the purchase or sale of a home. Selling real estate has evolved into much more than just a business career: it is an experience I treasure everyday.
Patience balanced with perseverance is the approach I use with my clients in regards to their real estate needs. This involves taking the time to discover the client’s must have's plus their wish list while also educating them in all the details associated with buying and/or selling a home.
Aggressive negotating and a high level of professionalism are paramount in my business philosophy. With four full time agents and a full time assistant, you can rest assured your real estate needs will be taken care of!  
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