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Welcome! This is the place to find all the information you need on Denver Metro Area Real Estate. Call me today to discuss your needs and my qualifications, I'm confident we'll be a great match. Looking for homes? Search for the newest listings in the Denver area, save neighborhood searches and bookmark listings. Don't miss my Feature Homes, too! Start Your New Home Search Here!
Need local real estate information? I've summarized much of what is important about the Highlands Ranch, Parker and Denver real estate market in this site. Need expert advice? No web site, large or small, can take the place of a real estate agent. This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job. Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR real estate agent. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. Buying and selling a home is one of the biggest events in your life. I have the experience and track record you are looking for. - Erica Chouinard
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First Time Buyers >The Real Bottom Line
An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!
The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.
When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.
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Who is "Fannie Mae" and why is she a big name in real estate?
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"Fannie Mae" is the real estate industry nickname for FNMA, or Federal National Mortgage Association, the stockholder-owned corporation that purchases mortgages from mortgage lenders. |
 See More Real Estate Trivia > |
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Erica Chouinard
Coldwell Banker Residential Brokerage
8490 E. Crescent Parkway
Greenwood Village, CO 80111
Direct Cell: 720-233-6481
Fax: 720-221-0661
Office: 303-409-1300 ext 1226
My Assistant, Lisa: 303-671-1387
Direct Email: Erica@DenverCoHomes.com
My Assistant's Emal: Lisa@DenverCoHomes.com
When I first began my real estate career in 2001, I saw it as an opportunity to work with all kinds of people while helping them during one of the most important decisions in their lives, the purchase or sale of a home. Selling real estate has evolved into much more than just a business career: it is an experience I treasure everyday.
Patience balanced with perseverance is the approach I use with my clients in regards to their real estate needs. This involves taking the time to discover the client’s must have's plus their wish list while also educating them in all the details associated with buying and/or selling a home.
Aggressive negotating and a high level of professionalism are paramount in my business philosophy. With four full time agents and a full time assistant, you can rest assured your real estate needs will be taken care of!  
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